【三井住友银行 是哪个国家的品牌?】
三井住友金融集团的主力是三井住友银行,该行是2001年4月由樱花银行和住友银行合并而成。2002年12月三井住友银行通过股份转移方式设立三井住友金融控股公司。总资产达100万亿日元的三井住友银行,系日本三井财团和住友财团的核心企业,是日本第二大商业银行、世界十大商业银行之一。
三井住友金融三井住友金融集团的特点是只有个人银行业务,缺少法人业务。所以在对UFJ(日本联合金融控股集团)的并购案中不惜提出1:1的对等合并的条件。其目的就是要通过UFJ集团扩充法人业务、信托和证券业务。在日本的混业经营的环境下,只有多种经营才是出路。所以今后三井住友金融集团将通过何种方式进行重组,是日本业界关注的焦点。
公司的核心业务通过其子公司和关联企业进行,银行业务提供存款、贷款、证券交易、证券投资、外汇、期货交易、信托等服务。另一部分服务是金融租赁服务。公司业务还包括信用卡、商业咨询、房屋贷款和债务管理等。
英文翻译:Sumitomo Mitsui Financial Group is mainly composed of Sumitomo Mitsui bank, which was merged by Sakura Bank and Sumitomo Bank in April 2001. In December 2002, Sumitomo Mitsui bank established Sumitomo Mitsui Financial Holding Company through share transfer. Sumitomo Mitsui bank, with a total assets of 100 trillion yen, is the core enterprise of the Mitsui and Sumitomo consortia in Japan, the second largest commercial bank in Japan and one of the top ten commercial banks in the world. Sumitomo Mitsui Financial Group is characterized by only personal banking business and lack of corporate business. So in the merger and acquisition of UFJ (Japan United Financial Holding Group), it is not hesitate to put forward the conditions of 1:1 equivalent merger. Its purpose is to expand corporate business, trust and securities business through UFJ group. In the environment of mixed operation in Japan, only diversified operation is the way out. So in the future, how Sumitomo Mitsui Financial Group will restructure is the focus of the Japanese industry. The core business of the company is carried out through its subsidiaries and affiliated enterprises. The banking business provides deposit, loan, securities trading, securities investment, foreign exchange, futures trading, trust and other services. Another part of the service is financial leasing service. The company's business also includes credit card, business consulting, housing loan and debt management.