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英文翻译：Xiamen Rural Commercial Bank Co., Ltd. (hereinafter referred to as Xiamen Rural Commercial Bank), formerly known as Xiamen rural credit cooperative association, an earlier unified legal person association at Prefecture and city level in China, is a joint-stock commercial bank based on the overall restructuring of Xiamen rural credit cooperative, which has a history of more than 60 years. It was officially listed for business on July 16, 2012. Xiamen rural commercial bank is a banking financial institution operating in accordance with the modern commercial bank mode, which mainly serves "agriculture, rural areas and farmers", community residents and small and medium-sized enterprises, and provides financial services for the integrated construction and overall planning of urban and rural development of Xiamen SAR island. Xiamen Xiangyu asset management and Operation Co., Ltd., Xiamen Port Holding Group Co., Ltd., Xiamen International Exhibition Holding Co., Ltd Xiamen Xiangye Group Co., Ltd. and other four state-owned enterprises are the top four shareholders. Xiamen rural commercial bank is one of the banking financial institutions with a large number of local business outlets and a wide range of services. It has more than 1000 employees, 63 business outlets, more than 800 self-service devices, and has opened e-banking services such as online banking, telephone banking, mobile banking, SMS banking, etc., which constantly promote the vigorous development of many businesses and meet the business needs of customers in many aspects 。 Since the restructuring and transformation on July 16, 2012, with innovation as the "source power", Xiamen rural commercial bank has achieved leapfrog development in various business indicators. As of the end of 2016, the bank's total assets were 112.236 billion yuan, and the balance of deposits reached 62.277 billion yuan. At present, Xiamen rural commercial bank has developed into a larger rural cooperative financial institution in Fujian Province, and has become a bank headquartered in Xiamen area of Fujian pilot Free Trade Zone, enjoying unique geographical, interpersonal and institutional advantages. In the future, one of the one belt, one road strategy will be developed to make full use of the "one belt and one way" strategy to develop cross-border RMB investment and financing business in Xiamen. Through providing services such as foreign currency settlement, hedge and value management, and capital management and value-added services, which are more cost-effective, more efficient and more effective in avoiding exchange rate risks, we will provide financial services for international trade in the FTA, and help enterprises. The industry realizes the diversification and internationalization of financing channels.

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