【顺德农村商业银行是哪个国家的品牌？】

顺德农村商业银行是什么牌子？「顺德农村商业银行」是广东顺德农村商业银行股份有限公司旗下著名品牌。该品牌发源于广东省佛山市，由创始人姚真勇在2007-05-30期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

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顺德农村商业银行（以下简称“本行”）总部位于广东顺德大良新城区，与区委区政府所在地隔小河而相望。前身是始建于1952年的顺德农村信用合作社，是一家具有65年发展历史的金融企业，2009年12月23日改制为农村商业银行，是广东省较早成功改制的农村商业银行之一。

在顺德这片改革创新的热土上，本行与时俱进，勇立潮头，通过持续努力和稳健发展，现已成为一家法人治理规范、实力雄厚、产品多元、经营稳健的现代金融企业。

经历改制七年的发展，本行服务网络已走出顺德，迈向省外，形成了以顺德为本部，辐射珠三角及省外的经营网络：在江门恩平、佛山南海、清远英德设立了三家异地支行；在北京设立了业务中心，金融市场事业部上海新办公室亦于2017年3月正式落成；拥有广东自贸试验区南沙分行，广东自贸试验区横琴分行亦即将开业；在佛山高明、江西宜春的丰城和樟树拥有三家村镇银行；在顺德更拥有320家分支机构，其中总行营业部1家，一级支行11家，二级支行148家，分理处160家。拥有从业人员4300多人，大专以上学历员工占比超过91%（本科以上学历员工占比超过68%）。

行业地位：中流砥柱彰显雄厚实力

本行是佛山市较大的法人金融机构，亦是顺德辖内营业网点较多、服务区域较广、存贷款规模较大、综合实力较雄厚的金融机构。至2016年末，本行人民币存、贷款市场份额分别为46.51%和39.98%，分别比上年末上升了0.25个和0.91个百分点，稳居顺德区23家银行业金融机构的首位。改制七年来，存款市场份额持续增长，从原来的39%逐年攀升，至2016年末上升到46%，市场地位更加巩固，彰显地方金融中流砥柱作用。

科技实力：系统带动转型升级

在信息科技发展探索方面，本行一直处于全国农合系统前列，1998年在全国农合系统较早推出新一代大型银行电脑综合业务系统；2011年投入使用按国家A级标准设计建设的新数据中心；2012年新一代综合业务系统上线运行，本行亦是广东省农合系统中拥有独立核心科技系统的三大农商银行之一。

本行以科技创新带动业务转型升级，上线移动支付平台，推出直销银行、小微移动营销平台、手机云闪付、支付网关等产品，构建了智慧校园、现代医院、便利社区、企业等服务平台；不断加大自助设备投放力度，推出VTM设备、自助发卡机等。2016年成为佛山市较早开办社保卡的农商银行之一。

英文翻译：Shunde Rural Commercial Bank (hereinafter referred to as "the bank") is headquartered in Daliang new urban area, Shunde, Guangdong Province, across the river from the district government. The former is Shunde rural credit cooperative, which was founded in 1952. It is a financial enterprise with a history of 65 years. It was restructured into a rural commercial bank on December 23, 2009. It is one of the earliest successful rural commercial banks in Guangdong Province. In Shunde, a hot land of reform and innovation, the bank keeps pace with the times, stands at the forefront of the tide bravely, and has become a modern financial enterprise with standardized corporate governance, strong strength, diversified products and stable operation through sustained efforts and steady development. After seven years of restructuring, the bank's service network has gone out of Shunde and moved to other provinces, forming a business network based on Shunde, radiating the Pearl River Delta and other provinces: three non local branches have been set up in Enping, Foshan Nanhai and Qingyuan Yingde; a business center has been set up in Beijing, and the new office of Shanghai, the financial market business division, has been officially completed in March 2017; Guangdong Province has established its own business center Nansha branch of trade pilot zone and Hengqin branch of Guangdong free trade pilot zone are also about to open; there are three village banks in Gaoming, Foshan, and Fengcheng and Zhangshu, Yichun, Jiangxi; there are 320 branches in Shunde, including 1 head office business department, 11 first level branches, 148 second level branches and 160 banking offices. There are more than 4300 employees, accounting for more than 91% of employees with college degree or above (accounting for more than 68% of employees with bachelor degree or above). Industry position: the mainstay shows strong strength. The bank is a larger legal person financial institution in Foshan City, as well as a financial institution with many business outlets, wide service areas, large scale of deposits and loans and strong comprehensive strength in Shunde. By the end of 2016, the bank's market shares of RMB deposits and loans were 46.51% and 39.98% respectively, up 0.25% and 0.91% compared with the end of last year, ranking first among 23 banking financial institutions in Shunde District. In the past seven years of restructuring, the market share of deposits has continued to grow, rising from 39% to 46% at the end of 2016. The market position has become more consolidated and the role of local finance as the mainstay has been highlighted. Scientific and technological strength: system driven transformation and upgrading in the exploration of information technology development, the bank has been in the forefront of the national agricultural cooperation system. In 1998, the Bank launched a new generation of large-scale bank computer integrated business system earlier in the national agricultural cooperation system; in 2011, it put into use a new data center designed and built according to the national A-level standard; in 2012, the new generation of integrated business system was put into operation, and the bank is also Guangdong Province One of the three agricultural commercial banks with independent core science and technology system. The bank promoted business transformation and upgrading with scientific and technological innovation, launched mobile payment platform, launched direct bank, small and micro mobile marketing platform, mobile cloud flash payment, payment gateway and other products, built intelligent campus, modern hospital, convenient community, enterprise and other service platforms, continuously increased self-service equipment investment, launched VTM equipment, self-service card issuer, etc. In 2016, it became one of the first rural commercial banks in Foshan City to open social security card.

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