我要投票 辽阳银行在银行行业中的票数:7
· 外 推 电 报 ·
2024-11-21 23:44:39 星期四

【辽阳银行是哪个国家的品牌?】

辽阳银行是什么牌子?「辽阳银行」是 辽阳银行股份有限公司 旗下著名品牌。该品牌发源于辽宁省辽阳市,由创始人徐雅清在1997-03-25期间创立,经过多年的不懈努力和高速发展,现已成为行业的标杆品牌。

辽阳银行是一家地方性股份制银行,在原辽阳城市信用联社的基础上组建而成,1997年3月,经中国人民银行批准,辽阳城市信用合作社变更为辽阳市城市合作银行。1998年6月,经中国人民银行批准,更名为辽阳市商业银行。2010年4月,经中国银行业监督管理委员会批准,更名为辽阳银行。辽阳银行在本地和沈阳、大连、鞍山、抚顺、丹东、锦州、营口、葫芦岛等地区设有分、支行69家,先后发起组建首山、灯塔和营口宏诚3家村镇银行,在全省范围内形成围绕辽中南城市产业群和沿海经济带的布局态势。

辽阳银行已成为一家经营效益良好,综合实力跻身全国优秀行列的城商行。截至2016年末,辽阳银行资产总额达到1139.72亿元,各项存款806.46亿元,净利润8.02亿元。

2017年初,根据当前经济环境和自身发展现状,辽阳银行制定并实施了新一轮战略发展规划目标,规划以“根植实体经济,成就百姓梦想”为市场定位,以“打造辽宁地区金融领军者”为发展愿景,以做强“公司、零售、互联网金融、金融市场与投行”四大业务板块为发展驱动,以提升“风险管理、人力资源、信息科技、企业文化和品牌建设”五项能力为发展保障,实施“客户、业务、收入、经营”四个转型。围绕战略发展规划,优化调整组织架构,改革人事薪酬体系,促进全行健康发展。

辽阳银行提供专业金融服务,拓宽服务渠道,形成门类齐全、功能完备的产品体系。开办新兴卡、贵宾卡、金融社保卡、公积金联名卡、公务卡等卡类业务,满足市民服务需求。调整网点布局,探索社区银行模式,构建了柜面服务、网上银行、电话银行、手机银行、自助银行等多途径、立体化服务,很好促进了中间业务拓展与服务手段提升。目前已开办包括水、电、煤气、通讯、交通、供暖等23项代理缴费业务,代理业务种类和业务量均位居全市同业之首,成为代理项目较齐全、受理渠道较丰富、缴费方式较便捷的银行机构。完善服务设施,提升全行金融服务“软实力”。

扶植地方经济,勇于承担社会责任,推动企业转型升级。辽阳银行以《中国制造2025辽阳行动纲要》为指导,加大对辽阳市芳烃基地、铁西工业园区、装备制造集群、弓长岭温泉旅游养老等产业集群信贷投放力度,对基础设施建设、战略性新兴产业、科技型创新产业给予重要支持。辽阳银行已经成为我市80%以上招商引资项目和90%以上骨干企业的银行业务主办行,有力地支持了地区实体经济和外向型经济的发展。作为区域性银行,打破小微企业融资“难”题,辽阳银行灵活采用定性与定量相结合的方式进行分析,综合分析企业的盈利能力、发展潜力和风险程度,减费让利,缓解小微企业融资“贵”。支持县域经济发展,以我市建设农业示范区为契机,创新业务品种和模式,满足“三农”金融需求,在我市推出农村土地承包经营权流转担保贷款和设施农业贷款。针对佟二堡地区皮草市场,推出“商户联保贷款+POS”的业务组合,推动特色产业发展。2016年,辽阳银行小微企业贷款余额达到217.55亿元,占全部贷款余额69.48%,信贷投放量全市前列。


英文翻译:Liaoyang bank is a local joint-stock bank established on the basis of the former Liaoyang City Credit Union. In March 1997, with the approval of the people's Bank of China, Liaoyang City Credit Union was changed into Liaoyang City cooperative bank. In June 1998, it was renamed Liaoyang commercial bank with the approval of the people's Bank of China. In April 2010, it was renamed Liaoyang bank with the approval of China Banking Regulatory Commission. Liaoyang bank has 69 branches and sub branches in local and Shenyang, Dalian, Anshan, Fushun, Dandong, Jinzhou, Yingkou, Huludao and other regions. It has successively initiated the establishment of Shoushan, Dengta and Yingkou Hongcheng three village banks, forming a layout trend around the industrial cluster and coastal economic belt of central and southern Liaoning Province. Liaoyang bank has become a city commercial bank with good operating efficiency and comprehensive strength ranking among the national excellent ranks. By the end of 2016, the total assets of Liaoyang bank had reached 113.972 billion yuan, various deposits 80.646 billion yuan, and net profit 802 million yuan. At the beginning of 2017, according to the current economic environment and its own development status, Bank of Liaoyang formulated and implemented a new round of strategic development planning objectives. The planning takes "rooting in the real economy, achieving the people's dream" as the market orientation, takes "building a financial leader in Liaoning Province" as the development prospect, and strengthens the four business sectors of "company, retail, Internet finance, financial market and investment bank" In order to drive development, we will take five capabilities of "risk management, human resources, information technology, corporate culture and brand building" as development guarantee, and implement four transformations of "customer, business, income and operation". Around the strategic development plan, optimize and adjust the organizational structure, reform the personnel compensation system, and promote the healthy development of the bank. Liaoyang bank provides professional financial services, widens service channels, and forms a product system with complete categories and functions. It has opened card businesses such as emerging card, VIP card, financial social security card, provident fund joint brand card and business card to meet the service needs of the public. Adjust the layout of outlets, explore the mode of community banking, and build a multi-channel and three-dimensional service, such as counter service, online banking, telephone banking, mobile banking, self-service banking, which has greatly promoted the expansion of intermediary business and the improvement of service means. At present, 23 agent payment businesses including water, electricity, gas, communication, transportation, heating, etc. have been opened, and the types and volume of agent business rank first in the city, becoming a bank organization with complete agent projects, rich acceptance channels and convenient payment methods. Improve the service facilities and enhance the "soft power" of the bank's financial services. We should foster local economy, take social responsibility and promote the transformation and upgrading of enterprises. Under the guidance of "made in China 2025 Liaoyang action plan", Bank of Liaoyang increased the credit investment for industrial clusters such as Liaoyang aromatics base, Tiexi Industrial Park, equipment manufacturing cluster, Gongchangling hot spring tourism pension, and provided important support for infrastructure construction, strategic emerging industries and technological innovation industries. Liaoyang bank has become the host bank of banking business for more than 80% of the investment projects and more than 90% of the backbone enterprises in our city, which strongly supports the development of regional real economy and export-oriented economy. As a regional bank, to break the "difficult" problem of small and micro enterprise financing, Bank of Liaoyang flexibly adopts a combination of qualitative and quantitative analysis to comprehensively analyze the profitability, development potential and risk degree of enterprises, reduce fees and profits, and ease the "expensive" financing of small and micro enterprises. We will support the development of county economy, take the opportunity of building an agricultural demonstration zone in our city, innovate business varieties and models, meet the financial needs of "agriculture, rural areas, and farmers", and launch the transfer guarantee loan of rural land contractual management right and the facility agricultural loan in our city. Aiming at fur market in tong'erbao area, the business combination of "merchant joint guarantee loan + POS" was launched to promote the development of characteristic industries. In 2016, the loan balance of small and micro enterprises of Bank of Liaoyang reached 21.755 billion yuan, accounting for 69.48% of the total loan balance, with the largest amount of credit in the city.

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