【宁夏银行是哪个国家的品牌？】

宁夏银行是什么牌子？「宁夏银行」是宁夏银行股份有限公司旗下著名品牌。该品牌发源于宁夏银川市，由创始人居光华在1998-10-14期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

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宁夏银行成立于1998年10月28日，是由宁夏回族自治区、银川市两级政府及企业入股组建的一家股份制商业银行。

2009年11月26日，宁夏银行小企业信贷中心成立，成为全国较早具备准法人性质的小企业专营机构。2009年12月8日，宁夏银行西安分行开业，较早在西北城市商业银行中跨省（区）设立分支机构。2011年4月28日，宁夏银行天津分行开业，跨区域经营战略进一步推进。

截至目前，全行拥有员工2610人，其中大学本科及以上学历人员占比91%，具有高中级技术职称人员占比21%，员工平均年龄34.9岁。目前，全行下辖81家分支机构，其中，一级分行2家（西安分行、天津分行），二级分行3家（吴忠分行、石嘴山分行、中卫分行），营业部1家，区内一、二级支行69家；发起设立1家隆德六盘山村镇银行。

宁夏银行坚持“服务中小企业、服务城乡居民”的市场定位，走特色化、差异化的业务发展道路，先后推出了“24小时银行”、“存取款免填单”、“96558”电话银行、“账户信息通”、如意白金卡等金融产品和服务品牌；国际业务于2003年12月8日开通，网上银行于2009年7月成功上线，服务功能逐步完善。

宁夏银行通过不断完善公司治理，强化内控建设，加大市场拓展，加强基础管理，提高资产质量，各项业务取得了长足发展。截至2016年末，全行资产总额1369亿元，各项存款余额851亿元，贷款余额600亿元，分别是成立时的184倍、196倍和190倍；资本充足率12.23%。

英文翻译：Founded on October 28, 1998, Ningxia bank is a joint-stock commercial bank established by the governments and enterprises of Ningxia Hui Autonomous Region and Yinchuan city. On November 26, 2009, the small enterprise credit center of Bank of Ningxia was established, which became an early small enterprise franchise organization with quasi legal personality in China. On December 8, 2009, Xi'an Branch of Bank of Ningxia opened and set up branches across provinces (regions) in northwest city commercial bank earlier. On April 28, 2011, Bank of Ningxia Tianjin Branch opened, and the cross regional business strategy was further promoted. Up to now, the bank has 2610 employees, including 91% of them with bachelor's degree or above, 21% with senior and intermediate technical titles, and the average age of employees is 34.9 years old. At present, the bank has 81 branches, including 2 first level branches (Xi'an Branch, Tianjin Branch), 3 second level branches (Wuzhong branch, Shizuishan branch, Zhongwei branch), 1 business department, 69 first and second level branches in the District, and initiated the establishment of a bank in Liupanshan village, Longde. The Bank of Ningxia adheres to the market orientation of "serving small and medium-sized enterprises, serving urban and rural residents" and takes a characteristic and differentiated business development path. It has successively launched financial products and service brands such as "24-hour bank", "deposit and withdrawal free form", "96558" telephone bank, "account information link", Ruyi platinum card, etc.; international business opened on December 8, 2003, and online banking opened on December 20, 2003 In July 2009, it was successfully launched and the service function was gradually improved. Ningxia bank has made great progress in various businesses by constantly improving corporate governance, strengthening internal control construction, expanding market, strengthening basic management and improving asset quality. By the end of 2016, the bank's total assets were 136.9 billion yuan, the balance of various deposits was 85.1 billion yuan, and the balance of loans was 60 billion yuan, 184 times, 196 times and 190 times respectively when it was established; the capital adequacy ratio was 12.23%.

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