【招财宝是哪个国家的品牌？】

基于大数据、云计算的优势能力，招财宝连接了个人投资者与中小企业和个人融资者，为投融资双方提供居间金融信息服务；同时也与银行、保险等金融机构和担保公司合作，由金融机构和担保公司来为借款项目提供专业的风险管控和增信措施服务。

一方面，中小企业和个人可以通过招财宝平台发布借款产品，并由金融机构或担保公司等作为增信机构提供本息兑付增信措施。另一方面，投资人可以根据自身的风险偏好选择向融资人直接出借资金。招财宝公司以严格遵守法律法规和监管政策为前提，不发布任何理财产品或借款项目，不设立资金池，亦不为交易各方提供担保。

英文翻译：Based on the advantages of big data and cloud computing, zhaocaibao connects individual investors with small and medium-sized enterprises and individual financiers to provide intermediary financial information services for both investors and financiers; at the same time, it also cooperates with banks, insurance and other financial institutions and guarantee companies to provide professional risk control and credit enhancement measures for loan projects. On the one hand, small and medium-sized enterprises and individuals can release loan products through the treasure platform, and financial institutions or guarantee companies as credit enhancement institutions provide principal and interest payment and credit enhancement measures. On the other hand, investors can choose to lend funds directly to the financiers according to their own risk preferences. On the premise of strictly abiding by laws, regulations and regulatory policies, zhaocaibao company does not release any financial products or loan projects, does not set up a capital pool, and does not provide guarantees for all parties to the transaction.

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