【马上消费金融是哪个国家的品牌？】

较早引入保险投资的金融服务品牌，专注于线上线下结合的消费金融平台，致力于为国内居民提供个人消费金融服务的互联网消费金融公司

马上消费金融股份有限公司是一家经中国银保监会批准，持有消费金融牌照的科技驱动的金融机构。马上消费金融于2015年6月正式开业，引入了重庆百货、重庆银行等国有股东，以及物美集团、阳光保险、浙江小商品城等社会化股东，形成颇具活力的多元化混合所有制股东结构。公司于2016、2017、2018年分别完成三次增资扩股。

马上消费金融股份有限公司（以下简称“马上消费金融”）是一家专注于为中国国内居民提供个人消费金融服务的互联网消费金融公司。马上消费金融股份有限公司的成立，标志着国内有了线上线下结合的消费金融公司、全地域覆盖的全国性消费金融公司、由保险公司投资的消费金融公司、全渠道的消费金融公司，也表明消费金融行业在业务扩展及创新方面再上一个新台阶，将为服务国内消费市场发展、经济结构调整和区域建设做出新的贡献。

马上消费金融旨在充分发挥股东价值，发展互联网平台作用，通过应用场景互联网化、服务互联网化、运营互联网化的模式设置，运用独特的FICO规则与大数据模型双引擎的风险控制手段，以及具备良好用户体验的产品设计，使公司成为技术驱动的、领跑中国市场的消费金融公司。

英文翻译：The financial service brand that introduced insurance investment earlier, focused on the online and offline combination of consumer finance platform, and the Internet consumer finance company instant Consumer Finance Co., Ltd., which is committed to providing personal consumer financial services for domestic residents, is a technology-driven financial institution approved by the China Banking Insurance Regulatory Commission and holding a consumer finance license. Immediate consumer finance officially opened in June 2015, introducing state-owned shareholders such as Chongqing department store and Bank of Chongqing, as well as socialized shareholders such as Wumei group, sunshine insurance and Zhejiang Small Commodity City, forming a dynamic diversified mixed ownership shareholder structure. The company completed three capital increase and share expansion in 2016, 2017 and 2018 respectively. Instant Consumer Finance Co., Ltd. (hereinafter referred to as "instant consumer finance") is an Internet consumer finance company focusing on providing personal consumer financial services for Chinese domestic residents. The establishment of instant Consumer Finance Co., Ltd. marks that there are consumer finance companies combining online and offline, nationwide consumer finance companies covering all regions, consumer finance companies invested by insurance companies, and consumer finance companies through all channels in China. It also shows that consumer finance industry will reach a new level in business expansion and innovation and serve the domestic consumer market Development, economic restructuring and regional construction have made new contributions. Immediate consumer finance aims to give full play to the value of shareholders and develop the role of Internet platform. Through the mode setting of application scenario Internet, service Internet and operation Internet, using the unique risk control means of FICO rules and big data model, as well as the product design with good user experience, it makes the company become a technology driven company that leads the Chinese market Consumer finance company.

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