【兴业消费金融是哪个国家的品牌？】

兴业消费金融股份公司是经中国银监会批准成立的全国性消费金融公司，作为全球银行30强兴业银行控股的一级子公司，目前公司的展业区域已覆盖全国主要城市。秉承兴业银行“真诚服务，相伴成长”的经营理念，公司开业三年多来，服务客户数超过150万户，整体品牌与服务能力已进入行业前列。

依托兴业银行综合性集团金融平台优势，公司凭借雄厚的资金实力、精良的创新团队、完善的产品线以及优质的风控能力，专注于通过技术创新、渠道整合、大数据应用等手段，打造全消费场景覆盖的消费金融平台。公司以未能充分享受到传统银行贷款服务的受薪客户（包括蓝领、低收入白领、职场新人等）及小微业主为服务主体，真正惠及中下层大众，大大提高金融服务的可获得性，更提升了大众的消费水平和生活品质。

公司针对“普惠”客群搭建了“家庭消费贷”、“空手到”和“助学宝”三大产品体系，向个人客户提供多样、灵活、便捷的消费金融服务。

公司拥有一支近千人的专业化、高素质金融服务团队，崇尚简单、务实的内部文化。在当下中国新一轮消费升级浪潮的背景下，公司将以普惠为己任，有效提升中低收入者的消费能力，为促消费、惠民生、稳增长发挥积极作用。

英文翻译：Industrial Consumer Finance Co., Ltd. is a national consumer finance company approved by China Banking Regulatory Commission. As a first-class subsidiary controlled by industrial bank, one of the top 30 global banks, the company's business development area has covered major cities in China. Adhering to the business philosophy of "sincere service and accompanying growth" of Industrial Bank, the company has served more than 1.5 million customers since its opening for more than three years, and its overall brand and service capacity have entered the forefront of the industry. Relying on the advantages of the comprehensive group financial platform of Industrial Bank, the company, with its strong capital strength, excellent innovation team, perfect product line and high-quality risk control ability, focuses on creating a consumer financial platform covering the whole consumption scenario through technical innovation, channel integration, big data application and other means. The company takes the salaried customers (including blue collar, low-income white-collar, new employees in the workplace, etc.) who fail to fully enjoy the traditional bank loan service and small and micro owners as the service main body, so as to truly benefit the middle and lower class, greatly improve the availability of financial services, and further improve the consumption level and quality of life of the public. The company has set up three product systems of "family consumption loan", "empty handed" and "learning treasure" for "inclusive" customers, providing various, flexible and convenient consumer financial services to individual customers. The company has a professional and high-quality financial service team of nearly one thousand people, advocating a simple and practical internal culture. In the context of the new wave of consumption upgrading in China, the company will take the responsibility of inclusive, effectively improve the consumption capacity of low-income people, and play a positive role in promoting consumption, benefiting people's livelihood and stabilizing growth.

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