【中银消费金融是哪个国家的品牌？】

中国银行的附属机构，致力于成为消费导向型的专业化个人融资渠道，专为新一代消费群体提供消费金融及服务的非银行金融机构

中银消费金融有限公司（简称“中银消费金融”）成立于2010年6月，是经中国银监会获准建立的全国消费金融公司之一，是中国银行的附属机构，也是上海较早的一家消费金融公司。总部设于上海，在全国27个省市自治区（含直辖市）设有区域中心，普惠金融服务遍及全国。

公司2015年实现增资扩股，遵循百年中行的品牌精神和战略指引，发挥百联集团强大的商业消费场景优势、联结陆家嘴金融发展有限公司的金融创新与综合经营金融控股平台的资源优势，引入香港中银卡司丰富的国际消费金融行业经验与前沿风险管理理念，借鉴博德创新全球财富500强企业的战略规划、运营治理等管理实战能力以及红杉资本基于长远发展的战略投资洞察，多年的行业实践积淀出中银消费金融“风控技术、金融科技、筹资品牌、商业模式、管理团队”等独特的市场优势，使得中银消费金融在向“成为中国消费金融领域的推动者”的方向上不断前行。

自成立以来，坚持理论结合实践的战略理念，公司高度重视内控和风险管理，认真贯彻监管要求，建立完善了股东会、董事会、监事会三位一体的公司治理架构，提高各项业务流程分层授权透明度，构建了雄厚的消费金融风险管理体系，公司合规经营水平、公司治理有效性不断提升。

英文翻译：BOC Consumer Finance Co., Ltd. (hereinafter referred to as "BOC consumer finance"), a subsidiary of the Bank of China, is committed to becoming a specialized consumer oriented personal financing channel, and a non bank financial institution specialized in providing consumer finance and services for the new generation of consumer groups. It was established in June 2010. It is one of the national consumer finance companies approved by the CBRC, and is the Bank of China's The subsidiary is also an earlier consumer finance company in Shanghai. Headquartered in Shanghai, it has regional centers in 27 provinces, autonomous regions (including municipalities directly under the central government), with inclusive financial services throughout the country. In 2015, the company realized capital increase and share expansion, followed the brand spirit and strategic guidance of BOC for one hundred years, gave full play to the strong commercial consumption scene advantages of Bailian Group, combined the financial innovation of Lujiazui Financial Development Co., Ltd. with the resource advantages of the financial holding platform for comprehensive operation, introduced the rich experience and cutting-edge risk management concept of the international consumer finance industry of BOC Xianggang, and drew lessons from bode Innovation of strategic planning, operation management and other management practical capabilities of Fortune 500 enterprises and strategic investment insight of Sequoia Capital Based on long-term development. Years of industry practice accumulated unique market advantages of BOC consumer finance, such as "risk control technology, financial technology, financing brand, business model, management team", which made BOC consumer finance to "become China's consumer money" The "promoters of financial field" keep moving forward. Since its establishment, the company has adhered to the strategic concept of combining theory with practice, attached great importance to internal control and risk management, conscientiously implemented regulatory requirements, established and improved the corporate governance structure of the trinity of the board of shareholders, the board of directors and the board of supervisors, improved the layered authorization transparency of various business processes, and built a strong consumer financial risk management system, the company's compliance management level and corporate governance The effectiveness of management is constantly improving.

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