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互联网理财知名品牌，P2P网络信用借贷平台，专注于信用借款和投资理财服务的金融科技公司

拍拍贷（NYSE:PPDF）成立于2007年6月，总部位于国际金融中心上海，是一家金融科技公司。自创立以来，拍拍贷始终肩负“金融触手可及，信用改变中国”的历史使命，遵从金融本质，以数据为基石，用创新技术为用户提供便捷可得的借款撮合服务，助力普惠金融在中国的发展。2017年11月10日，拍拍贷成功在美国纽约证券交易所上市。

目前，拍拍贷平台借款端服务包括面向广大个人用户的通用性借款和其他借款，借贷流程已实现高度自动化；出借端包括散标出借和自动投标策略新彩虹，以自动投标工具等为用户带来出色的出借体验。截至2018年9月底，拍拍贷的累计注册用户超过8300万人。

拍拍贷在金融科技和智慧金融领域持续投入，研发了依托集大数据、云计算和人工智能等科技为一体的“魔镜”大数据风控系统，与此同时，还将大数据分析和以AI为核心的技术应用于信贷审核、风险控制、高精度营销和智能客服等方面。

2012年10月，拍拍贷获得A轮融资，由红杉资本中国基金投资；2014年4月，拍拍贷完成B轮融资，投资机构为光速中国创业投资基金、红杉中国及诺亚财富；2015年4月，拍拍贷完成C轮融资，由联想控股旗下君联资本和海纳亚洲联合领投，VMS Legend Investment Fund I、红杉中国以及光速中国创业投资基金等机构跟投；2017年11月10日，拍拍贷在美国纽约证券交易所成功上市，股票代码：PPDF。

英文翻译：Established in June 2007, NYSE: ppdf, a well-known brand of Internet financing, P2P network credit lending platform and financial technology company specializing in credit loan and investment financing services, is a financial technology company headquartered in Shanghai, the international financial center. Since its establishment, it has always shouldered the historical mission of "financial within reach, credit changes China", followed the financial essence, took data as the cornerstone, provided users with convenient and available loan matching services with innovative technology, and helped the development of Inclusive Finance in China. On November 10, 2017, the loan was successfully listed on the New York Stock Exchange. At present, the loan side service of the auction and loan platform includes general-purpose loans and other loans for the vast number of individual users, and the loan process has been highly automated; the loan side includes the new rainbow of separate bid lending and automatic bidding strategies, which brings excellent lending experience to users with automatic bidding tools. As of the end of September 2018, the total number of registered users of loans has exceeded 83 million. The auction loan has been continuously invested in the field of financial technology and intelligent finance. It has developed a "magic mirror" big data risk control system based on the technology of big data, cloud computing and artificial intelligence. At the same time, it has also applied big data analysis and AI based technology to credit audit, risk control, high-precision marketing and intelligent customer service. In October 2012, the auction loan obtained round a financing, which was invested by Sequoia Capital China Fund; in April 2014, the auction loan completed round B financing, which was invested by light speed China venture capital fund, Sequoia China and Noah wealth; in April 2015, the auction loan completed round C financing, which was jointly invested by Junlian capital and Haina Asia, controlled by Lenovo, vmslegendinvestment Fund I, Sequoia China and Light speed China venture capital fund and other institutions follow the investment; on November 10, 2017, the loan was successfully listed on the New York Stock Exchange, stock code: ppdf.

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