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本行的前身最早可追溯至1951年成立的农业合作银行。上世纪70年代末以来，本行相继经历了国家专业银行、国有独资商业银行和国有控股商业银行等不同发展阶段。2009年1月，本行整体改制为股份有限公司。2010年7月，本行分别在上海证券交易所和香港联合交易所挂牌上市，完成了向公众持股银行的跨越。

作为中国主要的综合性金融服务提供商之一，本行致力于建设面向“三农”、城乡联动、融入国际、服务多元的一流现代商业银行。本行凭借全面的业务组合、庞大的分销网络和领先的技术平台，向最广大客户提供各种公司银行和零售银行产品和服务，同时开展自营及代客资金业务，业务范围还涵盖投资银行、基金管理、金融租赁、人寿保险等领域。截至2013年末，本行总资产145,621.02亿元，各项存款118,114.11亿元，各项贷款72,247.13亿元，资本充足率11.86%，不良贷款率1.22%，全年实现净利润1,662.11亿元。

本行境内分支机构共计23,547个，包括总行本部、总行营业部、3个总行专营机构、37个一级（直属）分行、351个二级分行（含省区分行营业部）、3,506个一级支行（含直辖市、直属分行营业部和二级分行营业部）、19,593个基层营业机构以及55个其他机构；境外分支机构包括7家境外分行和3家境外代表处。本行拥有12家主要控股子公司，其中境内9家，境外3家。

2013年，在美国《财富》杂志全球500强排名中，本行位列第64位；在英国《银行家》杂志全球银行1,000强排名中，以2012年一级资本排名计，本行位列第10位。2013年，本行标准普尔发行人信用评级为A/A-1，穆迪银行存款评级为A1/P-1，惠誉长/短期发行人违约评级为A/F1；以上评级前景展望均为“稳定”。

英文翻译：The bank's predecessor can be traced back to the agricultural cooperative bank established in 1951. Since the late 1970s, the bank has gone through different stages of development, such as state-owned professional banks, wholly state-owned commercial banks and state-owned holding commercial banks. In January 2009, the bank was restructured into a joint stock limited company as a whole. In July 2010, the bank was listed on the Shanghai Stock Exchange and the stock exchange of Hong Kong respectively, completing the leap to the public holding bank. As one of China's major comprehensive financial service providers, the bank is committed to building a first-class modern commercial bank oriented to "agriculture, rural areas and farmers", urban-rural linkage, integration into the international market and multiple services. With a comprehensive business portfolio, a huge distribution network and a leading technology platform, the bank provides a variety of corporate banking and retail banking products and services to the most customers, and carries out its own and agent capital business, covering investment banking, fund management, financial leasing, life insurance and other fields. By the end of 2013, the bank had total assets of 14562.102 billion yuan, deposits of 11811.411 billion yuan, loans of 7224.713 billion yuan, capital adequacy ratio of 11.86%, non-performing loan ratio of 1.22%, and net profit of 166.211 billion yuan. There are 23547 domestic branches of the bank, including head office headquarters, head office business department, 3 head office franchises, 37 first level (directly subordinate) branches, 351 second level branches (including provincial branch business department), 3506 first level branches (including directly subordinate City, directly subordinate branch business department and second level branch business department), 19, 593 grassroots business institutions and 55 other institutions; overseas branches include 7 overseas branches and 3 overseas representative offices. The bank has 12 major holding subsidiaries, including 9 domestic and 3 overseas. In 2013, the bank ranked 64th in the Fortune Global 500 ranking of the United States, and 10th in the top 1000 global banks ranking of the banker in 2012. In 2013, the bank's standard & Poor's issuer's credit rating was a / A-1, Moody's Bank's deposit rating was A1 / P-1, and Fitch's long / short-term issuer's default rating was a / F1; the above rating outlook is "stable".

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